Payoff Calculator — Sudhanshu Real Estate Tools

🏠 Mortgage Details

Mortgage Amount ($)

Interest Rate (%)

Amortization — Years

25 years

1 yr35 yrs

Additional Months (0–11)

0 mo

0 mo11 mo

⚡ Accelerators

Extra Payment Per Month ($)

One-Time Lump Sum Now ($)

Results update on Calculate. Lump sum applied immediately.
Top 3 cards: payment adjusts, amortization stays same.
Bottom card: original payment, amortization shortens.

📈

Enter your mortgage details on the left
and click Calculate to see the full comparison.

Monthly

12 / yr

Payment

Payoff Time

Total Interest

Time Saved vs Base

Interest Saved vs Base

Bi-weekly

26 / yr

Payment (per 2 wks)

Payoff Time

Total Interest

Time Saved vs Base

Interest Saved vs Base

Accelerated Bi-weekly

26 / yr

Payment (per 2 wks)

Payoff Time

Total Interest

Time Saved vs Base

Interest Saved vs Base

Same Pay + Lump Sum

Term ↓

Monthly Payment

Lump Sum Applied

New Payoff Time

Time Saved

Interest Saved

📉 Balance Over Time

Monthly Accelerated Bi-weekly

📊 Rate Sensitivity — Monthly Payment & Total Interest

Rate	Monthly Pmt	Total Interest	Accel Bi-wkly Pmt	Accel Total Interest

Mortgage Payoff Calculator